Friday 3 May 2013

TV licencing and the property market and other expenses (The case of Good Money)

This might be pertinent as there is a Royal Birth and baptism scheduled soon and it will probably be on the BBC and Sky.

A TV licence is required for watching TV but not playing DVDs.  The technology for this is similar if not the same. However though the Radio licence was abolished years ago, DAB signals are similarly monitored whether radio or Television.

Confused?

To obtain a TV licence as a person in your own right as one of your own expenses when growing up costs the same as an adult (£145.50, or £5.60 cash weekly), though when you reach a certain age above the state pension 75 you qualify for a free TV licence. In the past there was a Disability qualification as well for a free TV licence though now that may be restricted to those who are registered disabled for physical or mental impairments or disabilities. It is not often discussed as in the past it was viewed as being exploitative and demeaning and perhaps encouraging untoward conduct towards those who needed the states protection.

There is an enquiry call centre with an 0300 number and a website to get a licence. Paper forms and debit card payments from Paypoint machines and in the past the post office.

When a student at a Full time uni having a TV licence for modern TV Computers and possibly the ‘app’ related download technologies may now be a necessity,  even if you don’t watch TV. Though in some towns the council tax claims aren’t made for students as under tenancy law and taxation law they were exempt previously and some local councils sought to control student populations from becoming squatters with a claim on the property they were renting and credit related fraud.

Now Housing and Council Tax benefit claims are (in England) to be made soon as part of the universal credit system.

In my opinion the best way to ensure that benefits and rent are paid on time is to ensure that you have a direct debit account and that the rent is paid monthly automatic by standing order / direct debit with a monthly payment for utilities and rent. However rents are nationally calculated for each area using estate agents and taxation data, so in Hillingdon rent is calculated to include a top up premium for council housing properties and also to cover Housing Association properties

Many Housing association properties are built more recently to a higher specification in some cases depending on building regulations changing. There should also be a fortnightly ‘food and sundries’ component. It works for me in a kind of way at present post bankruptcy.

Housing association rent is slightly higher in places because unlike a council with a larger housing stock able to contract out maintenance and repairs, they cover larger areas. These are multi borough in Greater London which further out sub contract their maintenance of their properties through the local authority, thus generating higher rents and overheads than council properties, but lower than mortgages. Thus rented housing association and local authority properties have been fewer under recent governments as they have been subsidised by part rent part buy and mortgaged component housing.

Thus to get on the national housing register and as some people have put it in the past be on the system, having both local and national registration on the housing system might be a good idea. Hence Housing benefit claims also have a grey area that is both assessed through the job centre and the local authority. Hence paperwork was difficultly managed prior to an online system and social housing provision in Greater London by sub region.

Hence with High Speed Two having a spur and as section 106 a potential Central Line extension into Uxbridge or Heathrow in tunnel via Stockley Park, any development of RAF Northolt and relocation to Heathrow for the diplomatic airbase when ‘Boris Island / Margaret Thatcher International’ is built in the Thames Estuary, planning for where you want to live to get a job is essential.

For example take medicine, Brunel Uni doesn’t at present have a medicine department but offers ancilliary professional training for social workers and chemists. There is vacant office space opposite Bucks Uni by the Crown and Treaty Pub that could be converted similarly to Greenwich School of Managements Greenford Campus. It could create a training ability, with Young people living locally getting references at Fountains Mill and from the probation service.

This would counterbalance the creation of the DLR / London Overground suburbs of Bromley and Battersea that link to Canary Wharf and provide employment in the financial sectors. Given That Uxbridge is at the end of the commuting line to the City at present the journey time is less competitive to say Watford with Croxley Rail Link and the West Coast Main line.
However the bus network can take the strain to get to Stockley Park as well.

So if I were a Year Officer today in this economic recovery and with the benefit of hindsight, how would I advise getting a job and on the housing register.

Don’t model, get a part time job at school sixth form age to cover the cost of a TV licence and have a universal credit assessment as soon as it comes in if not sooner, so speak to your GP and go to your local job centre for the application form.

I’ll put a full guide up once I’ve researched Universal credit more fully.

TV Licencing 0300 790 135

Also check with the Money Advice Service for financial advice.





Thursday 27 September 2012

the other slow line to watford

To get a terminating siding north of Carpenders park on the golf dving range in part would require engineering work and reversing points south of the station. It would allow Bakerloo line trains to runup to there and that would make the service with feeder bus services into Watford robust enough if train oaths are given to Metropolitan line trains after crixley rail link.

It also deals with the issue of what if 378s gain a fifth carriage on the line to help deal with extra passengrs when HS2 gets built and passengers go via Highbury and islington.

Monday 30 January 2012

funding has been aggreed for the rail link by the County Council and the scheme is moving towards Transport and Work Act prior to construction

Wednesday 21 December 2011

article on Croxley Rail Link in Railo Magazine December 2011

Croxley Link awaits funding decision after cutting costs
Pg. 22-23 Rail magazine edition number 685 and updated by reference to www.croxleyraillink.com

What is Croxley Rail Link?
The Croxley Rail Link scheme involves the diversion of London Underground Metropolitan Line from its current Watford Terminus (watford Met / Cassiobury Park), via a new viaduct over the Grand Union Canal and then along the disused since 1996 National Rail line to Watford High St which will be reopened and dual tracked through to the junction with The London Overground Euston - Watford Junction service.

The existing line from Croxley to Watford Met will be retained for stabling trains overnight but it is anticipated that it will close for passenger trains in 2016 when the new line opens. However in the public consultation 80% (611 people) were in favour of the new line but their was concern at the closure of the old station.

As such a more frequent bus service from Watford Junction to Cassiobury Park and then terminating at Ascot Road or Croxley / Rickmansworth Met stations (the last of which to attract demand for travel journeys from Aylesbury / Amersham and Chesham) or combined with working ex LUL A stock running a heritage line service in comnjunction with the Quainton Road railway centre.

Key figures on 2011 bid that has been submitted to the Secretary of State for approval and refferral for Transport And Works Act approval
(including price cuts and efficiency savings in a period of low inflation from 2010 initial scheme by Mouchel)

Local Authority Contribution £33.7million
Third party contribution £6.86m
Dft Funding Contribution £76.24m

Total contribution £116.8m

Cost benefit ration: 3:3:1 'say the promoters, led by Hertfordshire County Council' as funding costs drop from 2010 £170.8 million to 2011 £116.8million.

however due financial diligence is shown by pricing up the more expensive and difficult to build sections (the Watford Hospital and Ascot Road stations and the viaduct over the Canal) and staffing costs for two of the stations on the line

Funding was approved on the 14/12/2011 and refferal for Transport and Works Act approval will start from winter 2011. the author of the artcile (Broadbent, S) indi9cates that to determine the Transport and works Act order until 2013, with construction beginning in 2014 (see www.croxleyraillink.com) and finishing in 2016.

For the Line closure notice to go ahead for Cassiobury Park Watford Met station after DfT approval, the Mayor of London in his capacity asd Chair of the TfL board will have to give the goahead.

The transport secretary has also given the go ahead for other rail schemes from the development pool. one is eeds area uipgrade and four additional vehicles for the Sheffield Tram network.

This development pool is the democratic approval mechanism with the cancellation of the previous governments Regional Development Agencies and their Regional Funding Allocation process. At present English Rail policy is under UK direct rule through the DfT

Herts CC are also developing a tram train service for the St Albans Abbey - Watford Junction rail service which is presently single track with one passing loop. As part of the upgrade more passing loops are needed to achieve either a two or three tram service in each direction per hour.

To receive their emails contact lightrail@hertscc.gov.uk

www.hertsdirect.org/abbeyline

Monday 19 December 2011

Croxley Rail link is in the current issue of Rail magazine. I'll type up the details on that and other rail proposals in Modern Railways on Wednesday.

Friday 16 December 2011

Rail link gains ministerial approval

Croxley rail link has been approved by the secretary of state (Railways minister).

It now goes to enquiry and after that Transport anhd works act approval as in England there is no devolution for railway matters (unlike Scotland and Wales and Northern Ireland). Transport for London has to find 20-30 million Pounds. This is either from capital it holds, farebox revenue increases or the development of the part of railway line from Croxley - cassiobury that is going to be surplus to use. It may be restricted in the amount it can fund from its Greater London subsidy as the proposed extension is solely outside Greater London.

However Bucks could fund a Aylesbury / Chesham service to Watford Junction using the North curve of Watford Met junction between Moor Park and Rickmansworth. That could generate extra usage for the railway line.

Thursday 17 November 2011

every cloud has a silver lining?

If virgin bank can buy back northern Rock then perhaps if council tax revenues fall the operating rail company can fund the corxley Rail line for its voyager trains to run into Marylebone via Moor Park and Harrow on the Hill and new platforms at Wembley Park station. Either way the consultation response looks pretty comprehensive for the rail line.